Links Lyon Real Estate Fair Oaks East Office   For Buyers Federal Housing Tax Credit Up to $8,000 in Tax Credits for First Time Home Buyers. Great Schools Find out ratings and reviews for schools in your area. For Sellers Making Homes Affordable A Federal program for homeowners having financial difficulty or are upside down on mortgage. Through it there is the possibility of lowering your mortgage interest rate, and/or getting the terms of your loan modified. Improving Credit Annual Credit Report This site allows you to view your credit report for free, once a year. The information comes from the three nationwide consumer credit reporting companies: Equifax, Experian and TransUnion. Help With My Credit Major Banks and Credit Card companies have joined together to offer resources to customers that are facing economic difficulties. I highly recommend this site.... Participating companies are Bank of America, Citibank, Capital One, Discover, Sears, and a few others. Special Thanks StudioRU Special thanks to StudioRU for the use of their beautiful picture of the American River for my top banner. Fair Housing | Privacy Policy | CA DRE #01425882